Skip to main content

HP or PCP?

Deciding between Hire Purchase (HP) and Personal Contract Purchase (PCP) comes down to whether you want to own the vehicle outright after completing your finance payments. If ownership is your goal, HP is likely the better choice.

However, if you prefer switching to a new vehicle every few years, PCP may be more suitable. Keep in mind that not all vehicles qualify for PCP, as availability depends on their value. If you have any questions, please contact us today.

BMW bonnet
White car on road

Looking to finance your next vehicle from Beeches Motor Zone? With CarMoney, it’s quick, simple, and completely tailored to you. Whether you're buying a car, van, or motorbike from Beeches Motor Zone you can apply for finance with CarMoney. Fast application takes just minutes, with a soft credit search that won’t affect your score. To find your next vehicle browse our current stock.

Search our stock

Registered in England. Company Reg. No: 16199426. Registered office address: The Garage Forecourt, Bradford Road, Keighley, West Yorkshire, England BD21 4BB

At Beeches Motor Zone, we take pride in offering quality hand-picked cars from reputable sources, ensuring you get a vehicle you can trust. As a family-run business with over 30 years of experience, we’re committed to providing exceptional service and great value. All holding deposits are NON refundable. Credit cards not accepted.

© 2026 Beeches Motor Zone, Automotive website provided by Bluesky Interactive Ltd